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Wednesday, July 9, 2025
The lonely march to early retirement

The lonely march to early retirement

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Twenty-two hours into tropical paradise, the money nerds started getting emotional.In November, four dozen Americans and Australians converged in the spiritual heart of Bali, Indonesia, at a luxury resort filled with banana trees and the sounds of passing sheep. The crew was united by their commitment to the Financial Independence, Retire Early movement.FIRE's promise: Embark…
The lonely march to early retirement: 5 days at a FIRE retreat in Bali with 50 super-savers

The lonely march to early retirement: 5 days at a FIRE...

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Twenty-two hours into tropical paradise, the money nerds started getting emotional.In November, four dozen Americans and Australians converged in the spiritual heart of Bali, Indonesia, at a luxury resort filled with banana trees and the sounds of passing sheep. The crew was united by their commitment to the Financial Independence, Retire Early movement.FIRE's promise: Embark…
These 3 millennials didn’t wait until 65 to stop working — here’s why they ‘mini-retired’ first

These 3 millennials didn’t wait until 65 to stop working —...

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There's a new career trend on the rise among millennials: mini-retirement.A mini-retirement can provide a much-needed break from the 9-to-5 and help reorient your career.Three mini-retirees shared their experiences with putting a pause on their careers.Florence Poirel spent over a decade climbing the corporate ladder at Google, working her way up to the position of…
I’m a 44-year-old small-business owner. I’ve never made $100,000 in a year, and I’m still on track to retire by 50.

I’m a 44-year-old small-business owner. I’ve never made $100,000 in a...

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Sarah Lesselbaum joined the Financial Independence, Retire Early movement in 2018.Last year, she made over $70,000 by working part-time and owning a business.She said saving and investing gave her peace of mind to spend on the things and people she loves.This as-told-to essay is based on a conversation with Sarah Lesselbaum, a 44-year-old in Delray…
A high-earning millennial couple was in debt. 2 kids later, here’s how they’re on track to retire early.

A high-earning millennial couple was in debt. 2 kids later, here’s...

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Eman and Kristine Vergara embraced minimalism to achieve financial independence.They shifted from high spending to saving 75% of their income by reducing expenses.The couple aim to travel with their kids while maintaining a frugal lifestyle at home.Seven years ago, Eman Vergara came across a book that had long collected dust on his shelf. He realized…
A former homeowner on track to retire early explains why he switched to renting and isn’t incorporating real estate in his investment strategy

A former homeowner on track to retire early explains why he...

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Andre Nader sold his Austin rental due to stress outweighing financial benefits.He and his wife, who moved to SF in 2014, have found renting to be more cost-effective than owning.Nader says he doesn't need to own real estate to hit his FIRE goals and focuses on index fund investing.Andre Nader has been both a homeowner…
A 37-year-old who built a seven-figure net worth and considers himself ‘semi-FIRE’d’ explains how his investment strategy has evolved since picking stocks and ‘gambling’ money in his 20s

A 37-year-old who built a seven-figure net worth and considers himself...

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Andre Nader found himself in a financial hole after losing money trading options.He shifted his investment strategy and started buying low-cost index funds.He owns various Fidelity and Vanguard index funds, including VTI and VXUS.Andre Nader lost a good chunk of money in the stock market in his early 20s."I used my student loan money in…
A boomer who retired with a $2 million net worth despite working modest jobs shares his advice on retiring comfortably

A boomer who retired with a $2 million net worth despite...

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An Idaho couple retired with a net worth of over $2 million by living frugally and making smart investment choices.Richard learned investment strategies later in life after losing thousands in the dot-com bubble.Richard's story highlights the "millionaire next door" mindset of diligent saving and careful investing.Richard, who is in his mid-70s, never held a very…
A 36-year-old who hit ‘coast FIRE’ by maxing out 3 investment accounts explains how she saved over half her 5-figure income

A 36-year-old who hit ‘coast FIRE’ by maxing out 3 investment...

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Amberly Grant achieved 'coast FIRE' by saving 75% of her income and investing in index funds.For years, she lived on $1,300 a month by saving big on housing and transportation.She used her savings to max out her 401(k) plan, Roth IRA, and HSA. Thanks for signing up! Access your favorite topics in a personalized feed…
An ex-Googler explains how she achieved financial independence in her 20s and created a runway to quit and start her own company

An ex-Googler explains how she achieved financial independence in her 20s...

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As a business school student at UC Berkeley, Sherry Jiang felt like she had three career path options: accounting, banking, or consulting — or, "the ABCs," she told Business Insider.She gravitated toward banking, landed a summer job at Goldman Sachs after her junior year, and wrapped up the internship with two main takeaways."Number one was…

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